BODY
{
font-family: garamond; 
color: #0e2a4a ; 
letter-spacing: 0pt; 
font-weight: normal; 
font-size: 12.5pt; 
background-color: transparent;

}

BODY {
scrollbar-face-color: 433f3f;   
scrollbar-highlight-color: 5b5151;
scrollbar-3dlight-color: 5b5151;
scrollbar-darkshadow-color: 000000;
scrollbar-shadow-color: 000000;
scrollbar-arrow-color: FFFFFF;
scrollbar-track-color: 727272;
}

b {font-family: garamond;
color: #0e2a4a; height:8px; }
A:link{color:#000000; font-weight:light; text-decoration: none}
A:active{color:#000000; font-weight:light; text-decoration: none;}
A:visited{color:#000000; font-weight:light; text-decoration: none;}
A:hover{color:#000000; font-weight:light; text-decoration: underline overline;} 

input, submit, textarea
{color: #13345d;
background: #ffffff;
font-size: #1;
font-weight: normal;
text-decoration: none;
font-family: garamond;
text-align: center;
border-width:#5;
border-style:solid;
border-color:#13345d;}

td
{ font-family: value; [garamond]
color: #13345d;
font-size: #1;
padding-left: value; [2cm, 4cm etc.]
padding-right: value; [2cm]
padding-top: value; [2cm]
padding-bottom: value; [2cm]
padding: value; [2cm this is for all four sides] 
padding: value value; [2cm, 4cm : two values for four sides, add numerical value] }